Financing

Financing with easyCredit instalment purchase

Relaxed payment in instalments

Immediate - Flexible - Transparent. With easyCredit instalment purchase, you benefit from convenient and fair instalment payments in several ways. Without any hidden costs, fees or annoying paperwork. Simply select easyCredit instalment purchase in the payment process and pay the first instalment after 30 days at the earliest. If you want to pay back faster later or take a payment break - that's also very easy and flexible.

easyCredit instalment purchase at a glance

Order values: 200 to 10,000 euros
Minimum instalment: 20 euros
Terms: 2 to 60 months
PostIdent: Not necessary! All necessary information is entered directly online when you place your order.
Repayment: First you receive your order and can then decide at your leisure. You pay the first instalment 30 days after delivery at the earliest. You will receive your detailed instalment plan by e-mail.
Early repayments and payment holidays are possible free of charge.

You can rely on a strong partner:

easyCredit instalment purchase is a product of TeamBank AG, Beuthener Straße 25, 90471 Nuremberg, www.teambank.de. With its easyCredit product family, TeamBank AG is the competence centre for modern liquidity management in the Volksbanken Raiffeisenbanken cooperative financial network. By providing and networking innovative products and services, customers have easy access to liquidity anywhere and at any time.

FAQ - easyCredit instalment purchase

What is easyCredit instalment purchase?
With easyCredit instalment purchase, you have the option of paying conveniently and easily in instalments. You decide how much you want to pay and thus enjoy the greatest flexibility in realising your wishes.
Who can take out the easyCredit instalment purchase?
If you have a regular monthly income, TeamBank will be happy to check your individual requirements.
What documents are required for the order?
You will receive the decision as to whether an easyCredit instalment purchase is possible immediately during the ordering process. A subsequent check is no longer necessary, so you do not need to submit any documents.
What financing amounts are possible with easyCredit instalment purchases?
You can make purchases of between 200 and 10,000 euros conveniently and easily with easyCredit instalment purchases.
What terms are available?
Terms of between 2 and 60 months are possible.
What collateral is required?
Collateral does not have to be provided.
When will the monthly instalments be debited?
The first instalment will be collected at the earliest 30 days after conclusion of the contract. The collection date is automatically set to the 1st of the month. Changes to the 15th of a month are possible during the term in your easyCredit customer portal.
Are special repayments possible during the term?
Special repayments are possible at any time free of charge. Special payments automatically reduce the monthly instalment. Please note that the minimum instalment of 20.00 euros cannot be undercut.
Does the rejection of my financing request affect further orders?
No, your product request is always checked individually, so a later decision may well be favourable.
Does the PostIdent procedure have to be carried out?
No, the PostIdent procedure is not necessary.
Can I adjust my instalment plan during the term?
If I run into financial difficulties during the term, I have the option of suspending or permanently reducing the instalment. Simply visit your easyCredit customer portal and make the desired adjustment yourself.
What is the easyCredit customer portal?
When you pay with easyCredit instalment purchases, you automatically receive the access data for your personal easyCredit customer portal. Here you can manage your instalment purchases, make changes to your personal data, place orders or execute them yourself. This online portal also serves as your personal mailbox, in which all relevant documents relating to your instalment purchase are stored and can be viewed at any time.